Pgim India Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 14
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹29.08(R) -0.1% ₹31.33(D) -0.1%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.39% 5.79% 5.84% 6.46% -%
LumpSum (D) 9.5% 6.87% 6.93% 7.41% -%
SIP (R) -9.47% 5.21% 5.24% 5.03% -%
SIP (D) -8.59% 6.31% 6.34% 6.07% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.52 -0.19 0.53 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.12% -1.26% -0.84% - 1.46%
Top Gilt Fund
Fund Name Rank Rating
Axis Gilt Fund 1
DSP Gilt Fund 2
Sbi Magnum Gilt Fund 3
Icici Prudential Gilt Fund 4
Invesco India Gilt Fund 5
Bandhan Government Securities Fund - Investment Plan 6
Edelweiss Government Securities Fund 7
Uti Gilt Fund 8

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
PGIM India Gilt Fund - Quarterly Dividend 13.62
-0.0100
-0.1000%
PGIM India Gilt Fund - Direct Plan - Quarterly Dividend 14.36
-0.0100
-0.1000%
PGIM India Gilt Fund - Growth 29.08
-0.0300
-0.1000%
PGIM India Gilt Fund - Direct Plan - Growth 31.33
-0.0300
-0.1000%

Review Date: 17-01-2025

Pgim India Gilt Fund has exhibited poor performance in the Gilt Fund category. The fund has rank of 14 out of 19 funds in the category. The fund has delivered return of 8.39% in 1 year, 5.79% in 3 years and 5.84% in 5 years. The category average for the same periods is 8.38%, 6.15% and 6.27% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 2.12, VaR of -1.26, Average Drawdown of -0.36, Semi Deviation of 1.46 and Max Drawdown of -0.84. The category average for the same parameters is 2.24, -1.9, -0.57, 1.6 and -1.58 respectively. The fund has very low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Pgim India Gilt Fund direct growth option would have grown to ₹10950.0 in 1 year, ₹12207.0 in 3 years and ₹13979.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Pgim India Gilt Fund direct growth option would have grown to ₹11434.0 in 1 year, ₹39621.0 in 3 years and ₹70445.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 2.12 and based on VaR one can expect to lose more than -1.26% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.52 which shows poor performance of fund in the gilt fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.16
-0.11
-0.63 | 0.59 8 | 22 Good
3M Return % 0.47
0.59
-0.21 | 1.49 10 | 22 Good
6M Return % 3.24
3.34
2.56 | 4.35 11 | 22 Good
1Y Return % 8.39
8.38
7.33 | 9.41 7 | 22 Good
3Y Return % 5.79
6.15
5.27 | 7.18 16 | 19 Poor
5Y Return % 5.84
6.27
5.18 | 7.28 13 | 19 Average
7Y Return % 6.46
6.90
5.55 | 7.92 12 | 19 Average
1Y SIP Return % -9.47
-9.42
-10.24 | -8.00 9 | 21 Good
3Y SIP Return % 5.21
5.47
4.55 | 6.08 13 | 18 Average
5Y SIP Return % 5.24
5.50
4.66 | 6.26 14 | 18 Average
7Y SIP Return % 5.03
5.41
4.41 | 6.18 13 | 18 Average
Standard Deviation 2.12
2.24
1.55 | 3.20 9 | 25 Good
Semi Deviation 1.46
1.60
1.16 | 2.33 8 | 25 Good
Max Drawdown % -0.84
-1.58
-2.74 | -0.50 4 | 25 Very Good
VaR 1 Y % -1.26
-1.90
-4.63 | -1.06 3 | 25 Very Good
Average Drawdown % -0.36
-0.57
-0.92 | -0.32 2 | 25 Very Good
Sharpe Ratio -0.52
-0.36
-1.10 | 0.00 23 | 25 Poor
Sterling Ratio 0.53
0.53
0.45 | 0.64 9 | 25 Good
Sortino Ratio -0.19
-0.13
-0.34 | 0.00 23 | 25 Poor
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.08 -0.06 -0.57 | 0.64 7 | 22
3M Return % 0.73 0.76 -0.05 | 1.63 7 | 22
6M Return % 3.76 3.68 2.88 | 4.51 8 | 22
1Y Return % 9.50 9.09 7.94 | 10.07 7 | 22
3Y Return % 6.87 6.83 5.78 | 7.75 9 | 19
5Y Return % 6.93 6.97 5.69 | 7.87 10 | 19
7Y Return % 7.41 7.60 6.15 | 8.56 11 | 19
1Y SIP Return % -8.59 -8.83 -9.32 | -7.72 6 | 21
3Y SIP Return % 6.31 6.17 5.09 | 6.63 9 | 18
5Y SIP Return % 6.34 6.20 5.18 | 6.84 7 | 18
7Y SIP Return % 6.07 6.10 4.93 | 6.76 10 | 18
Standard Deviation 2.12 2.24 1.55 | 3.20 9 | 25
Semi Deviation 1.46 1.60 1.16 | 2.33 8 | 25
Max Drawdown % -0.84 -1.58 -2.74 | -0.50 4 | 25
VaR 1 Y % -1.26 -1.90 -4.63 | -1.06 3 | 25
Average Drawdown % -0.36 -0.57 -0.92 | -0.32 2 | 25
Sharpe Ratio -0.52 -0.36 -1.10 | 0.00 23 | 25
Sterling Ratio 0.53 0.53 0.45 | 0.64 9 | 25
Sortino Ratio -0.19 -0.13 -0.34 | 0.00 23 | 25
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.10 ₹ 9,990.00 -0.10 ₹ 9,990.00
1W -0.16 ₹ 9,984.00 -0.15 ₹ 9,985.00
1M -0.16 ₹ 9,984.00 -0.08 ₹ 9,992.00
3M 0.47 ₹ 10,047.00 0.73 ₹ 10,073.00
6M 3.24 ₹ 10,324.00 3.76 ₹ 10,376.00
1Y 8.39 ₹ 10,839.00 9.50 ₹ 10,950.00
3Y 5.79 ₹ 11,838.00 6.87 ₹ 12,207.00
5Y 5.84 ₹ 13,282.00 6.93 ₹ 13,979.00
7Y 6.46 ₹ 15,496.00 7.41 ₹ 16,496.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 -9.47 ₹ 11,374.37 -8.59 ₹ 11,433.72
3Y ₹ 36000 5.21 ₹ 38,974.32 6.31 ₹ 39,620.99
5Y ₹ 60000 5.24 ₹ 68,510.04 6.34 ₹ 70,444.56
7Y ₹ 84000 5.03 ₹ 100,461.98 6.07 ₹ 104,257.86
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Pgim India Gilt Fund NAV Regular Growth Pgim India Gilt Fund NAV Direct Growth
17-01-2025 29.0795 31.3325
16-01-2025 29.1091 31.3636
15-01-2025 29.0144 31.2607
14-01-2025 28.994 31.2379
13-01-2025 28.9731 31.2145
10-01-2025 29.1274 31.3782
09-01-2025 29.1341 31.3845
08-01-2025 29.1421 31.3923
07-01-2025 29.1645 31.4156
06-01-2025 29.1157 31.3621
03-01-2025 29.0909 31.3329
02-01-2025 29.0768 31.3168
01-01-2025 29.0682 31.3067
31-12-2024 29.1117 31.3527
30-12-2024 29.0616 31.2979
27-12-2024 29.0255 31.2565
26-12-2024 29.0188 31.2484
24-12-2024 29.0455 31.2754
23-12-2024 29.0593 31.2894
20-12-2024 29.0375 31.2635
19-12-2024 29.0598 31.2866
18-12-2024 29.1535 31.3866
17-12-2024 29.127 31.3573

Fund Launch Date: 07/Oct/2008
Fund Category: Gilt Fund
Investment Objective: To seek to generate reasonable returns by investing in Central/State Government securities of various maturities.
Fund Description: An open ended debt scheme investing in government securities across maturities
Fund Benchmark: I-Sec Mi-Bex
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.